🏳️‍🌈 Queer Finance & Anti-Capitalist Money Strategies with River Nice

Are you exhausted from trying to make "ethical" financial choices in a system built for billionaires? This week’s episode of The Money Healing Club Podcast will redefine how you think about financial justice, mutual aid, and community care.

Host Rachel Duncan and Angie Fitzpatrick sit down with River Nice (they/them), a queer, anti-capitalist financial educator, to break down:

• Why "voting with your dollars" isn't enough—and what actually works.
• How to invest with an anti-capitalist mindset (yes, it’s possible).
• Why estate planning is crucial for queer & chosen families.
• Creative ways to build financial security outside the system.

💭 "Y’all, this episode is packed. We talk about the financial systems stacked against us, but more importantly—how we take care of ourselves and each other anyway. I walked away from this conversation thinking about money in an entirely new way, and I hope you do too." —Rachel

 

Connect with River Nice:

River helps their clients with topics like budgeting, debt, financial emergency preparedness, investing, insurance, and planning how to afford life goals like gender transition, family planning, buying a house, and retirement in their signature 12 week program, Take Control of Your Money.

 

📚 Resources & Links from the Episode

• FreeWill.com – Create free estate planning documents.
• I'm Dead, Now What? – A practical guide for end-of-life planning.
• PrisonFreeFunds.org – Screen investments for ethical concerns.
• Decolonizing Wealth by Edgar Villanueva – A book on redistributing wealth equitably.
• Offers & Needs Market – Participate in mutual aid exchanges.

 

⏰ Episode Breakdown

00:59 | Queer Budgeting & Financial Priorities
Why traditional budgeting advice fails queer communities—and how to fix it.

04:23 | Estate Planning for Chosen Families
Essential legal steps to protect LGBTQ+ families and relationships.

10:57 | Ethical Investing & Harm Reduction
How to invest while minimizing harm in a capitalist system.

11:36 | The Hidden Costs of Capitalism in the Stock Market
How the stock market exploits workers while enriching billionaires.

14:42 | Balancing Financial Security & Social Justice
How to align personal financial goals with ethical commitments.

21:07 | Why "Personal Responsibility" is a Myth
How corporations shift blame onto individuals—and what to do about it.

23:58 | Alternative Retirement Planning for Queer & Nontraditional Families
How to prepare for the future without relying on broken systems.

25:55 | Mutual Aid & Collective Financial Solutions
How communities can support each other financially outside capitalism.

29:53 | Rethinking Philanthropy & Radical Wealth Redistribution
Why traditional philanthropy falls short—and what actually helps.

36:51 | Practical Steps for Building Financial Resilience
Key takeaways and action items to implement today.

42:26 | Final Thoughts & How to Work With River Nice

 

🎧 Your Next Listen:

S1E3: Women's Relationship with Earning (ft. Angie Fitzpatrick)

 

💬 Join the Conversation!

📢 Leave us a voicemail! What are your thoughts on queer financial planning, ethical investing, or mutual aid? Click the big orange button on our website and share your story: 👉 www.moneyhealingclub.com/podcast

💡 Start your money healing journey today! Use code PODCAST for 50% off your first month in the Money Healing Club:
👉 www.moneyhealingclub.com/club

📩 Get my free mindful spending course:
👉 www.moneyhealingclub.com/challenge

📜 Full transcript available here:
👉 www.moneyhealingclub.com/podcast