S1 E5: How can I live for today & save for the future?

Ever feel torn between treating yourself today and saving for tomorrow? In this episode, I dive into one of the most challenging aspects of our money journey - finding that sweet spot between present joy and future security. Drawing from both financial therapy and practical planning strategies, I explore how we can better connect with our future selves while still honoring our present needs. Want to know why some experiences are worth splurging on? Or how the "rule of 25" might transform how you think about saving and investing? I share actionable insights for achieving this delicate balance, including a visualization technique that makes delayed gratification feel less like deprivation and more like caring for your future self.

Whether you're someone who tends to overspend on today's pleasures or feels guilty about any present indulgence, this episode offers a fresh perspective on creating a more mindful relationship with your money across time.

Book mentioned: Happier Hour by Cassie Holmes, PhD

00:42 Balancing Present Enjoyment and Future Savings

02:40 Mindful Moment with Your Future Self

03:32 Practical Tips for thinking about the Future

06:34 The Rule of 25 for Retirement

08:18 Finding Satisfaction in Saving

10:50 Imagining Your Future Self