Money Healing Club Podcast

👕 How to curate a wardrobe and stop impulse spending on clothes w/ stylist Kyla Brown

Does clothing hold a special place in your heart and wallet? Rachel explores the deeply emotional relationship between clothing, identity, and impulse spending with stylist Kyla Brown. This conversation goes beyond fashion tips to examine how our wardrobe choices reflect our inner journey of self-acceptance, belonging, and the difference between shopping for who we are versus who we fantasize being. Kyla shares her essential wardrobe checklist and transforms how you think about curating versus consuming.
 
💬 "Shopping is the act of: I'm just out here looking for things to buy. Curating is saying 'I'm building a collection of things that are going to serve me in some way, shape, or form'. When you shift it from being a pastime to a project, that's when you're curating." - Kyla Brown
 
About our Guest:
Guest info: Kyla Brown (it's Kyla not Kayla!) is a style coach who helps brilliant women create brilliant closets. She believes your style is an opportunity to integrate your whole self and works with clients to discover their authentic expression through intentional wardrobe curation.
Take the Style Archetype Quiz: https://www.itskylanotkayla.com/quiz
https://www.instagram.com/itskylanotkayla/
 
Key takeaways from the episode:
• Impulse spending on clothes often stems from looking to external items to tell us who we are, rather than making empowered choices form the inside-out
• Body acceptance is foundational to building a wardrobe that actually works for you, not a fantasy version of yourself
• Fast fashion has made clothing shopping about impulse and accessibility rather than functionality and intentionality
• Shopping should be approached as a project requiring research, not a pastime or emotional outlet
• It's empowering to leave stores empty-handed—practicing consent with your spending builds integrity with yourself: Repeat after me: "It's not in my plan to buy something today"
 
⏰ EPISODE BREAKDOWN
The Psychology Behind Clothing Impulse Spending [00:05:48 - 00:18:00] Rachel and Kyla explore why clothing is the most common impulse purchase category, examining how fast fashion, daily dressing habits, and identity formation create the perfect storm for emotional spending.
 
Fantasy Self vs. Authentic Self [00:15:25 - 00:20:37] Buying for who you wish you were versus who you actually are.
 
Body Acceptance and Wardrobe Building [00:18:39 - 00:21:06] Rachel shares her personal journey of moving from rejecting her changing body to embracing her hourglass shape, and how this acceptance led to better clothing choices that actually flatter her.
 
From Shopping to Curating [00:24:47 - 00:29:17] Kyla reframes the approach to acquiring clothes, moving from impulsive shopping sprees to intentional curation projects, including practical scripts for leaving stores without buying.
 
📚 Resources Mentioned
• Kyla's Essential Wardrobe Checklist: https://www.itskylanotkayla.com/closet-essentials-checklist
• Kyla's AI Styling Tool - personalized styling guidance bot trained on Kyla's expertise
• ThredUp - online thrift store for sustainable fashion finds: Get 45% off + free shipping on your first order: https://www.thredup.com/r/F6W8KE
• Rent the Runway/Nuuly - clothing rental services for special occasions
• Studio Ghibli soot sprites - Kyla's money creature visualization
 
💬 Join the Conversation 
How do you approach shopping for clothes? Is it impulsive or a curation? Click on the big orange button on our site right from your phone or browser and let me know [specific question related to episode] https://www.moneyhealingclub.com/podcast
 
🎧 Your next listen:  🧠When Your Brain Loves the Hunt: ADHD & Money (Collab with Everyone's Talkin' Money)
 
💫 Use code PODCAST for 50% off your first month and start your money healing process! 
https://www.moneyhealingclub.com/club
 
Full transcript: https://www.moneyhealingclub.com/podcast
 
🎙️We're a proud member of the Feminist Podcasters Collective where creators like me are uplifting diverse voices and driving meaningful change.

👉🏽You can choose to deeply love and accept yourself: Tapping for money healing w/ Sydney Harbosky

Do you feel numb or panicked when you even think about checking your bank account? If your body takes over when money topics come up, you're not alone - this might be financial trauma. In this episode, financial therapist Rachel Duncan sits down with Sydney Harbosky, a certified EFT practitioner, to explore how Emotional Freedom Technique (also called "tapping") can help heal your relationship with money — BODY FIRST. Sydney guides us through what tapping is, how it works with your nervous system, and even leads us through a mini tapping session you can follow along with at home.
💬 "I was going to therapy. I'd have a coach. I was reading all the things and still something was stopping me from doing what I needed to do, and I was like, this has to be the body at this point." - Sydney Harbosky
Guest info:
Sydney Harbosky is a Certified EFT practitioner who helps people transform their relationship with money and creativity through tapping. She offers monthly sessions in the Money Healing Club and provides one-on-one support at sydneyharbosky.com.
⏰ EPISODE BREAKDOWN
What is EFT and How Does It Work? [00:02:00 - 00:07:00] Sydney explains how emotions are stored in the body and how tapping specific acupressure points while saying targeted phrases can change your emotional chemistry in real time.
Sydney's Journey to Tapping [00:07:00 - 00:12:00] Sydney shares how anger led her to discover grief, and how traditional talk therapy wasn't enough—she needed something that addressed what her body was holding.
Tapping for Money Healing [00:12:00 - 00:15:00] Discussion of how money triggers survival brain responses and why tapping is particularly effective for financial trauma and avoidance patterns.
Live Tapping Demonstration [00:15:00 - 00:23:00] Sydney guides Rachel (and listeners) through a mini tapping session focused on anxiety around checking bank accounts, including all the tapping points and healing phrases.
The Interview Process and Group Sessions [00:23:00 - 00:26:00] Sydney explains how she prepares for tapping sessions, using participants' exact words to activate their nervous system before introducing positive reframes.
Beyond Money: Other Uses for Tapping [00:26:00 - 00:29:00] Sydney shares how she uses tapping with creative blocks, working with artists and musicians when they know what they should be doing but something is stopping them.
🫴 Basic Tapping Points (in order):
Side of hand (the "karate chop" point) - Start here for setup statements
Top of head
Inside of eyebrows
Side of eyes (where your eyelids meet)
Under eyes (on cheekbones)
Under nose (tapping finger like a little mustache)
Under chin (tapping finger like a little mustache)
Collarbone (back to two hands)
Under one armpit (raise arm and use other hand to tap - about 4 inches down from pit)
Wrists together (cross your hands)
Pressure: Like tapping someone at a concert to get their attention—firm but not painful
Frequency: Tap, tap, tap, tap about twice per second (you can go faster or slower, whatever feels right)
💝 Sample Tapping Sequence for Money Anxiety:
Setup (side of hand): "Even though I feel anxious about looking at my account, I choose to deeply and completely love, accept, and forgive myself."
Tapping Points:
Top of head: "I have this tight feeling in my chest"
Eyebrows: "I don't want to look"
Side of eyes: "What if it's worse than I think?"
Under eyes: "I feel frozen just thinking about it"
Under nose: "I have so much shame around money"
Under chin: "I judge myself for avoiding it"
Collarbone: "I judge myself for avoiding it"
Under arm: "I judge myself for avoiding it"
Top of head: "Even though I judge myself for avoiding it, I choose to deeply and completely love, accept and forgive myself"
Positive Round:
Eyebrows: "I want to feel safe with money"
Side of eyes: "I'm open to more calm around money"
Under eyes: "And so it is"
📚 Resources Mentioned
Sydney Harbosky's website: sydneyharbosky.com
Instagram: @sydneyharbosky
Brad Yates (EFT practitioner mentioned) "I take full responsibility for my wellbeing."
Gala Darling (where Sydney discovered tapping and got certification)
C.S. Lewis quote: "I sat with anger long enough until she told me her real name was Grief"
The quote "grief is a physical process, not an emotional one" is often attributed to Christina Chipriano. She is a grief counselor and author who emphasizes the physical aspects of grief, according to the website Speaking Grief.
💬 Join the Conversation What money situations make your body go into panic mode? Leave us a voice mail and we can get Sydney pack here to design your tapping script! Leave us a voicemail at moneyhealingclub.com/podcast
🎧 Your next listen: S2 E15: 😶‍🌫️ Tax anxiety and what to do about it
💫 Monthly Tapping Sessions in the Money Healing Club Sydney leads monthly tapping sessions for Money Healing Club members, plus you get access to art therapy workshops, masterclasses, book club, and more. Join us at moneyhealingclub.com — no one is beyond help, and we'll see you there!
Use code PODCAST for 50% off your first month and start your money healing process - tapping included!
https://www.moneyhealingclub.com/club
Full transcript: https://www.moneyhealingclub.com/podcast
🎙️We're a proud member of the Feminist Podcasters Collective where creators like me are uplifting diverse voices and driving meaningful change.

👵🏽When Your Parents' Financial Trauma Becomes Your Money Mindset

How do you overcome a scarcity mindset when it was essential for your family's survival? Financial therapist Rachel Duncan responds to a listener's question about breaking free from the scarcity scripts inherited from immigrant parents. Rachel explores how financial trauma gets passed down through generations and offers a step-by-step process for honoring your family's experiences while creating new money scripts that serve your present reality.
💬 "I'm doing money differently than my parents did, and that's okay because they raised me to be smart and watchful. I will always look out for my safety." - Rachel Duncan
Key takeaways from the episode:
Immigration often involves significant financial trauma that shapes family money scripts
Scarcity mindsets that were once survival mechanisms can become rigid identities
Rewriting money scripts should honor the original intent (safety) while allowing for growth
Financial healing isn't about rejecting your heritage but expanding what's possible
Recovery from financial trauma means integrating past challenges into a fuller life story
⏰ EPISODE BREAKDOWN
Understanding Financial Trauma [00:02:08 - 00:04:16] Rachel explains how financial trauma develops and manifests through fight, flight, freeze, or fawn responses in relation to money.
Common Scarcity Patterns in Immigrant Families [00:04:16 - 00:07:08] Exploration of typical money behaviors in immigrant families, including guilt around purchases, hypervigilance about being ripped off, and "take whatever you can get" mentality.
The Purpose Behind Family Money Scripts [00:07:08 - 00:08:54] Discussion of how family money scripts often come from a place of wanting to keep you safe, rather than just being arbitrary rules.
Step-by-Step Script Rewriting Process [00:08:54 - 00:16:30] Rachel walks through a detailed process for identifying, examining, and thoughtfully rewriting inherited money scripts to create flexibility while maintaining safety. [See below]
Examples of Transformed Money Scripts [00:16:59 - 00:19:15] Several examples of common limiting money beliefs and how they can be reframed into more supportive, flexible scripts that honor both safety and growth.
📝 Money Script Rewriting Process
Step 1: Identify Your Current Scripts Complete these prompts to uncover your inherited money beliefs:
Money is...
Income is...
Spending is...
Expensive things are...
Enough looks like...
Being "good with money" looks like...
Debt is...
Credit cards are...
Wealth is...
Step 2: Examine the Language
Circle one sentence that feels like a block to your growth
Identify absolute, extreme, or black-and-white words (never, always, don't, must)
Note words with moral judgment (bad, stupid, evil, greedy)
Step 3: Understand the Historical Context
Where did this script come from in your family's history?
What economic conditions shaped this belief?
How did this script help your family survive during challenging times?
Step 4: Identify the Protective Intent
What is this script trying to protect you from?
How was this belief meant to keep you safe?
What values does this script reflect?
Step 5: Rewrite with Flexible Language
Update the script for your current reality
Use words like: tools, learning, wisdom, flexibility, consideration
Center the script on your agency and choice
Maintain the core safety element
Allow room for growth and change
Step 6: Test Your New Script
Imagine saying your revised script to a loving elder
Notice if it brings a sense of relief in your body
The script should feel both honoring and liberating
 
💬 Join the Conversation (H3)
Do you have a family script about money that you'd like my help to workshop and re-write? Click on the big orange button on our site right from your phone or browser and let me know! https://www.moneyhealingclub.com/podcast
 
🎧 Your next listen: [H3]
 
Rachel and her husband discussing growing up with scarcity in USSR Ukraine
 
💫 Use code PODCAST for 50% off your first month and start your money healing process!
https://www.moneyhealingclub.com/club
 
Full transcript: https://www.moneyhealingclub.com/podcast
 
🎙️We're a proud member of the Feminist Podcasters Collective where creators like me are uplifting diverse voices and driving meaningful change.

🧠When Your Brain Loves the Hunt: ADHD & Money (Collab with Everyone's Talkin' Money)

How does your ADHD impact your financial life? In this collaboration with Everyone's Talkin' Money podcast, financial therapist Rachel Duncan sits down with Shari Rash, financial advisor and podcast host, to explore the unique challenges and surprising strengths that come with ADHD when managing money. Shari shares her personal experience as someone diagnosed with ADHD as an adult and how she's created systems that work with her brain, not against it.
 
💬 "I do this thing if I go to the store—I'll put the necessary stuff in one bag and then the extra stuff that I got on a whim in another bag. When I get home, I'm bringing the necessary bag into the house right away, and the other bag I'm keeping in my trunk. Depending on how long I keep it there tells me how much I really wanted it." - Shari Rash
 
Guest info:
Shari Rash is the co-host of Everyone's Talkin' Money podcast and a fiduciary financial planner at GWA Wealth who believes in holistic financial planning.
 
⏰ EPISODE BREAKDOWN
Understanding ADHD and Dopamine [00:04:00 - 00:09:00] Rachel explains how dopamine affects reward-seeking behavior and how this can manifest in impulse shopping and the "thrill of the hunt" when researching purchases.
 
Time Blindness and ADHD Tax [00:11:00 - 00:17:00] Discussion of how ADHD-related time perception issues can lead to financial penalties and the importance of using calendars and reminders as management tools.
 
Hyperfocus and Executive Function [00:17:00 - 00:24:00] Exploration of how hyperfocus can be both a strength and challenge when it comes to managing finances, and the importance of automation to overcome executive function difficulties.
 
The Importance of Support Systems [00:24:00 - 00:29:00] Why trying to manage money alone with ADHD can be overwhelming and the value of finding appropriate support systems.
 
Making Money Management Boring (In a Good Way) [00:33:00 - 00:39:00] Discussion about how finding your "sparkle" elsewhere and making money management intentionally boring can be a strategy for success.
 
📋 ADHD Facets: Challenges and Strengths with Money
Dopamine Processing
Challenges: Impulse spending, reward-seeking behavior, difficulty starting tasks that aren't immediately rewarding
Strengths: Excellent researchers when interested, ability to "deep dive" into financial topics, enthusiasm and creativity when engaged
 
Time Blindness
Challenges: Missing deadlines, late fees (the "ADHD tax"), difficulty planning for future financial goals
Strengths: Present-focused awareness, ability to be fully immersed in the moment, potential for creative solutions under pressure
 
Executive Function
Challenges: Difficulty managing multiple financial tasks, forgetting bills, struggling with complex financial systems
Strengths: Ability to simplify overly complex systems, finding unconventional solutions to problems
 
Hyperfocus
Challenges: Getting so absorbed in one financial aspect that others are neglected, difficulty switching tasks
Strengths: Incredible productivity and attention to detail when interested, ability to master complex financial concepts quickly
 
All-or-Nothing Thinking
Challenges: Setting unrealistic financial goals, giving up if perfect compliance isn't possible
Strengths: Ambitious goal-setting, thinking outside conventional financial wisdom
 
🛠️ Shari's Life Hacks for ADHD and Money
Time Blocking on Calendar: Schedule specific times for financial tasks, breaking them into realistic chunks to avoid overestimating what can be accomplished, and creatively celebrate completion.
Just Say No to Store Credit Cards: Create a firm personal rule to decline all store credit card offers regardless of the one-time discount, avoiding complexity and potential forgotten payments.
Simplify Banking: Keep accounts consolidated rather than creating multiple accounts that increase complexity. Focus on clear "why" behind any separation of funds.
The Return Bag Hack: When shopping, separate necessary purchases from impulse buys into different bags. Leave impulse purchases in the car trunk with the receipt—if you forget about them, return them!
To-Do List Ritual: Write down every task, even small ones, and experience the dopamine hit of crossing items off. Crumpling and throwing away the completed list creates a satisfying sense of closure. Tip: Make your first task "finish writing to-do list!"
 
📚 Resources Mentioned
Everyone's Talkin' Money Podcast
Listen on Spotify
Listen on Apple Podcasts
GWA Wealth (Shari's financial planning firm): gwawealth.com
 
💬 Join the Conversation 
Do you have ADHD? What money hacks have you found to help you manage money? We want to know and will make a follow-up episode! Click on the big orange button on our site right from your phone or browser and let me know [specific question related to episode] https://www.moneyhealingclub.com/podcast
 
🎧 Your next listen: 
😶‍🌫️ Tax anxiety and what to do about it
 
💫 Use code PODCAST for 50% off your first month and start your money healing process! 
https://www.moneyhealingclub.com/club
 
Full transcript: https://www.moneyhealingclub.com/podcast
 
🎙️We're a proud member of the Feminist Podcasters Collective where creators like me are uplifting diverse voices and driving meaningful change.

🗣️Why you REALLY argue with your partner about money, w/ Couples Financial Therapist, Ed Coambs

Why does your partner's stress surface as money worries? Why is it that one of you have more comfort about money topics and the other avoids it? It's actually all rooted in attachment styles. Financial therapist Rachel Duncan sits down with Ed Coambs CFP (R), LMFT, CFT-I TM, MBA, a fellow financial therapist and planner and author of "The Healthy Love and Money Way," to explore how your past relational experiences shape your money interactions, from fighting, to avoiding, to repair. We begins with a listener question about a spouse whose anxiety shows up through financial concerns, then we dive deep into creating healthier money conversations with your partner, and in addition, yourself.
 
💬 "Their past relational experiences are what's shaping their money interactions. It's not the actual money itself, it's the meaning and relational experiences tied to the money that's shaping their reaction." - Ed Coambs
 
Key takeaways from the episode:
 
Your approach to money conflicts is often rooted in childhood attachment patterns
There is no financial security without relational security, even for single people
Most people have never witnessed a loving money conversation modeled for them
How you enter and exit money conversations significantly impacts their success
 
Guest info:
Ed Coambs CFP (R), LMFT, CFT-I TM, MBA is a financial therapist and financial planner who founded Healthy Love and Money. He and his team helps couples understand their money in ways that strengthen connection and collaboration, and authored "The Healthy Love and Money Way."
 
⏰ EPISODE BREAKDOWN
The GREAT Framework for Money Conversations [00:05:40 - 00:17:00] Ed introduces his framework (Greet, Remember, Empathy, Attachment, Thank you) for approaching difficult money conversations with your partner.
 
Relational Rupture and Repair [00:17:00 - 00:25:00] How relationships cycle through states of relating, rupture, and repair, and why many couples get stuck at the rupture stage with money talks.
 
Understanding Attachment Styles [00:32:00 - 00:39:10] The four attachment styles (secure, anxious, avoidant, disorganized) and how they influence your financial behaviors and communication patterns.
 
Building Financial Security Through Relational Security [00:41:20 - 00:45:10] Why there can be no true financial security without first establishing relational security, both with yourself and your partner.
 
📚 Resources Mentioned
"The Healthy Love and Money Way" book by Ed Coambs
Take the attachment style & money quiz at healthyloveandmoney.com
Financial Therapy Association directory
Dr. John Gottman's research on relationships
"Why Won't You Apologize?" book (by Harriet Lerner)
 
💬 Join the Conversation
Have a story to share or question about money and relationships?! Please help me build a follow-up episode by leaving a voicemail! Click on the big orange button on our site right from your phone! https://www.moneyhealingclub.com/podcast
 
🎧 Your next listen:
Listen to Rachel and her husband discuss differences and similarities in their childhood financial experiences in S1 E6: 🌎How Culture Shapes Money: A Ukrainian Perspective
 
💫 Use code PODCAST for 50% off your first month and start your money healing process!
https://www.moneyhealingclub.com/club
 
Full transcript: https://www.moneyhealingclub.com/podcast
 
🎙️We're a proud member of the Feminist Podcasters Collective where creators like me are uplifting diverse voices and driving meaningful change.

🪞 Do I look rich to you? Let's talk wealth identity with Hanna Horvath CFP

Do you feel shame discussing your money when you're worried about being judged for having too much or too little? We all do this mental gymnastics, and we're here to explore WHY we do it. I'm join by Hanna Horvath, CFP a certified financial planner and money psychology expert, about the complex relationship between money and identity. We talk about class perception, wealth signaling, lifestyle inflation, and the psychological gymnastics you (and we all) perform when discussing financial status with others.
💬 "For most people, money is a part of their identity, and it's a part of how they see the world and their values—an expression of their values. So when you start to unpack that, you really do see how money and wealth can be a way in which people present themselves to the world and want to be perceived." - Hanna Horvath CFP
Key takeaways from the episode:
Your financial behaviors are often driven by unconscious emotional factors rather than rational decision-making
People make remarkably accurate snap judgments about others' income based solely on a neutral photo of their face!
Social media has exacerbated lifestyle inflation and distorted your perception of "normal" financial status
Generational differences in financial experiences create significant communication gaps
Wealth is relative—your perception of your own financial status is heavily influenced by those around you
Guest info: Hanna Horvath is a certified financial planner and money psychology expert who explores how money shapes our identity, behaviors, and relationships through her Substack newsletter "Your Brain On Money" and social media channels.
⏰ EPISODE BREAKDOWN
Money as Identity [00:02:00 - 00:08:00] Rachel and Hanna discuss how your financial decisions become wrapped up in your identity and how you code-switch depending on who you're talking to about money.
The Psychology of Wealth Perception [00:08:00 - 00:15:00] Research shows people can judge others' income level from photographs with a 68% accuracy, and how you subconsciously use "status signalers" to communicate your financial position.
Social Media and Lifestyle Inflation [00:15:00 - 00:25:00] How social media has accelerated lifestyle inflation by constantly exposing you to curated displays of wealth and consumption.
Generational Money Perspectives [00:25:00 - 00:36:00] Let's contrast the financial realities of different generations, particularly between Baby Boomers and Millennials, and how these differences shape your money narrative.
📚 Resources Mentioned
Do I Look Rich to You? - Hanna's article that started it all!
Hanna's Substack newsletter: "Your Brain On Money"
Instagram: https://www.instagram.com/yourbrain_onmoney/
The Millionaire Next Door: The Surprising Secrets of America's Wealthy by Thomas J. Stanley & William D. Danko
The Next Millionaire Next Door: Enduring Strategies for Building Wealth by Thomas J. Stanley & Sarah Stanley Fallaw  & Sarah Stanley Fallaw  
"Strangers in Paradise" by James Grubman, Ph.D
"Classy" NPR podcast by Benjamin Menjivar
Wall Street Journal article: "What Happens When a Generation Never Grows Up?"
💬 Join the Conversation 
What kind of "mental gymnastics" have you done to look either more wealthy or less wealthy? We've all been there and we'd love to hear your story for a future episode of the podcast. Leave us a private voicemail! Click on the big orange button on our site right from your phone or browser https://www.moneyhealingclub.com/podcast
🎧 Your next listen: S2 E4: 🔄 When budget culture meets diet culture w/ anti-diet dietician Lean Kern
💫 Use code PODCAST for 50% off your first month and start your money healing process! [H3]
https://www.moneyhealingclub.com/club
Full transcript: https://www.moneyhealingclub.com/podcast
🎙️We're a proud member of the Feminist Podcasters Collective where creators like me are uplifting diverse voices and driving meaningful change.

🔄 When budget culture meets diet culture w/ anti-diet dietician Lean Kern

EPISODE SUMMARY
Rachel Duncan, Financial Therapist, and Leah Kern, RD, an anti-diet dietician from the Shoulders Down Podcast explore the striking parallels between budget culture and diet culture.
How do these two systems use similar tactics of restriction, shame, and unrealistic standards to keep us trapped in destructive cycles?
The conversation explores:
How both diet and budget culture are rooted in white patriarchy and privilege
The binge-restrict cycle that happens with both food and money
How understanding the "want beneath the want" can help break these cycles
Why shame is never an effective motivator for lasting change
💬 "It's not the money, it's the restriction."
Key takeaways from the episode:
Both budget culture and diet culture promise simple solutions but fail to address deeper emotional needs
The "f- it" moment happens in both cycles when restriction becomes unbearable
Progress isn't linear - healing your relationship with money or food means the magnitude and frequency of binges decreases over time
Often our spending or eating addresses an unmet need - identifying that "want beneath the want" is crucial
Creating micro-moments of pleasure throughout the day helps prevent end-of-day binges
Social media normalizes and even celebrates disordered relationships with both food and money
True healing often means rebelling against cultural norms and expectations
GUEST INFO
Leah Kern is an anti-diet dietician, certified intuitive eating counselor, and host of the "Shoulders Down" podcast. She helps people heal their relationship with food and body through intuitive eating principles and challenging diet culture.
 
⏰ EPISODE BREAKDOWN
[00:15:08] The binge-restrict cycle and how it applies to both money and food
[00:23:00] The "want beneath the want" - identifying deeper needs behind impulse spending
[00:42:16] Discussion about addiction - parallels and differences with food and money
[00:53:46] The impact of social media and "hauls" on our relationship with money
📚 RESOURCES MENTIONED
Leah Kern RD - Intuitive Eating Starter Pack
The Year of Less - Memoir about overcoming shopping addiction
Internal Family Systems (IFS) therapy approach
Burnout by Emily and Amelia Nagoski - Discussion of the stress cycle
💬 JOIN THE CONVERSATION
Send us your stories of consumer culture, diet culture, and budget culture showing up in ads, marketing or other messaging! We'll collect stories for an upcoming episode of the pod. Click on the big orange button on our site right from your phone or browser and leave a voicemail sharing your experience. https://www.moneyhealingclub.com/podcast
🎧 Your next listen:
S1 E10: ✍🏽 THE journal prompt for healing - Dear Money, what would you have me know?
💫 Use code PODCAST for 50% off your first month and start your money healing process!
https://www.moneyhealingclub.com/club
Full transcript: https://www.moneyhealingclub.com/podcast
🎙️We're a proud member of the Feminist Podcasters Collective where creators like me are uplifting diverse voices and driving meaningful change.

💼 Job Secrets: What Your Employer Isn't Telling YOU with Shannon Bowen, the Salary Whisperer

How do you navigate a strange job market where positions are being pulled mid-interview process? It's frustrating to say the least. Shannon, a fundraising professional turned career coach, shares insider perspectives on employer behaviors during hiring, strategies for protecting your current position, and techniques for effective salary negotiation.
 
💬 "Everybody, you should be making more money and you're worth more. That's my last note. Rachel will teach you how to keep it. I'll tell you how to make it." - Shannon Bowen
 
5-Point Checklist for Job Seekers (Based on Shannon's Advice)
1. Update Your Professional Presence
Refresh your LinkedIn profile with a compelling headline and "About" section
Request recommendations from managers, peers, and people you've mentored
Document your achievements with specific data points and metrics
Tell your unique story - what approach or "secret sauce" do you bring everywhere?
text your friends to ask: what 5 adjectives describe me? Pepper them into your resume and/or cover letter!
2. Prepare for Salary Negotiations
Research market rates for your position and skills
Practice saying your desired salary out loud until comfortable (Don't burp your salary requirement)
Remember: negotiation is a normal conversation, not a confrontation
3. Apply Strategically
Don't self-select out of positions you don't meet 100% of requirements for
Understand job descriptions are often poorly written and outdated
Focus on the interview process as a two-way relationship-building exercise
Get everything in writing, especially promises about compensation
4. Protect Your Current Position
Regularly communicate your achievements to leadership with concrete metrics
Make your work visible - don't assume people notice your contributions
Connect your daily work to larger organizational outcomes
Post about professional accomplishments on LinkedIn to build your reputation
5. Activate and Warm Your Network
Engage with connections regularly before you need their help
Join professional organizations in your field for extended networking
Tell everyone when you're job searching, including people outside your industry
Consider volunteering or side projects to expand your connections
Remember there's no shame in job loss - people want to help
Guest Info
Shannon Bowen is a career advancement coach + salary whisperer who coaches professionals on how to ace their job search and step into a higher salary band. She is also a nonprofit executive leader, fundraiser, and job search expert. Currently, she is the Chief Advancement Officer for Pacific Northwest Research Institute, is the Co-President for AFP Advancement Northwest Board of Directors, and is the CEO of Monsoon Leadership, which trains nonprofit professionals how to land their dream job and get paid what they deserve. Shannon also teaches ballroom dance, DIY designs her house, cooks gourmet meals, and plans her next foodie vacay.
 
⏰ EPISODE BREAKDOWN
[00:03:00] the current job market and employer dishonesty
[00:09:00] Strategies for protecting your current position through self-self-promotion
[00:14:00] Create a compelling LinkedIn profile that tells your unique story
[00:22:00] negotiate your salary from your very first job
📚 Resources Mentioned
Monsoon Leadership (Shannon's career coaching business)
Clifton StrengthsFinder assessment
Dependable Strengths Articulation Process from University of Washington
Association of Fundraising Professionals (AFP)
💬 Join the Conversation (H3)
Click on the big orange button on our site right from your phone or browser and let me know, are you on a job search? got a story about salary negotiation? https://www.moneyhealingclub.com/podcast
🎧 Your next listen: [H3]
S1 E11: 🫣 The REAL Reason You’re Struggling to Sell Your Services
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https://www.moneyhealingclub.com/club
Full transcript: https://www.moneyhealingclub.com/podcast
🎙️We're a proud member of the Feminist Podcasters Collective where creators like me are uplifting diverse voices and driving meaningful change.

😶‍🌫️ Tax anxiety and what to do about it

Rachel Duncan, Financial Therapist, responds to a listener question about the emotional side of taxes. Why do we still feel tax anxiety even when we've improved our systems and understanding? We dive into the psychology behind our tax-related stress and offer practical solutions to help soothe your tax anxiety.
How childhood experiences with taxes can create lasting anxiety
The anniversary effect - how your body remembers past stressful tax seasons
Understanding anxiety as your body's call to action
The four trauma responses (fight, flight, freeze, fawn) in relation to taxes
Somatic awareness exercises to identify and soothe tax-related fears
💬 "Your logical brain knows that you've done everything right, but your body is remembering past experiences of tax anxiety. It would make sense that your nervous system today is trying to protect you from that perceived threat happening again."
Key takeaways:
Tax anxiety is incredibly common, especially for self-employed people
Our bodies may be responding to past negative tax experiences even when our minds know we're prepared
Anxiety is your body's signal to take action - physical movement can help process it
The four trauma responses can manifest in our tax behaviors: fighting the system, avoiding/procrastinating, freezing up, or overcompensating
Rightsizing the threat helps put tax concerns in perspective
Creating positive sensory associations can help rewire your tax experience
Problems and mistakes with taxes are fixable
⏰ EPISODE BREAKDOWN
00:02:00] Amelia's question: why do I still have tax anxiety despite having systems in place?
[00:08:00] How to understand anxiety as your body signaling you to take action
[00:09:00] The four trauma responses and how they manifest around tax time
[00:14:00] Somatic awareness exercise to identify and soothe tax anxiety
📚 Resources Mentioned
Off the Grid Podcast (Amelia Hruby, thanks for the question!)
Tax calculator (but if you're self employed, add an additional 7.65%)
Find a volunteer to help you with your taxes for free
💬 Join the Conversation
Click on the big orange button on our site right from your phone or browser and let me know what's one step you'll take to work through tax anxiety?https://www.moneyhealingclub.com/podcast
 
🎧 Your next listen: How I became a Financial Art Therapist
💫 Use code PODCAST for 50% off your first month and start your money healing process! 
https://www.moneyhealingclub.com/club
Full transcript: https://www.moneyhealingclub.com/podcast
 
🎙️We're a proud member of the Feminist Podcasters Collective where creators like me are uplifting diverse voices and driving meaningful change.

🔄 How you can repair and regenerate from harm in community w/ Maz George

Have you ever experienced harm in a community? It's common, and we all have the opportunity to learn, clarify, and regenerate, even through difficult conversations. Here, you'll learn the ingredients for safer spaces and healing conversations.
Financial Therapist, Rachel Duncan is joined by Maz George, a queer, trans, nonbinary coach, facilitator, sacred galvanizer and visual artist based in Brooklyn who supports people seeking greater joy, creativity, and connection with a focus on embodied liberation around gender, sexuality, and spirituality. We talk about the opportunities for growth in uncomfortable conversations, repairing harm, and promoting safety for all in all types of communities. We also talk about the special responsibilities for leaders of communities, and how the Money Healing Club is celebrating Trans Day of Visibility.
Maz fills us in on:
How compassion comes before comprehension when navigating community repair
How to create soft places to have hard conversations and establishing clear community guidelines
Developing clear plans for accountability and responses in group spaces
Why leaders need their own support outside of community to offer effective repair
The importance of claiming "no" and practicing boundary-setting
When you make a mistake or cause harm, do not isolate - here's what to do instead
The financial realities of trans experience and approaching trans visibility with safety
💬 "Visibility without safety is a trap. It makes you a target, it makes things more dangerous. And one of the ways that people create safety is through financial abundance." - Maz George
Key takeaways from the episode:
Community repair requires mutual compassion between all parties
Leadership involves both softness and the ability to set clear boundaries
Having a flexible accountability plan helps leaders navigate difficult situations
Supporting others through harm requires us to first regulate our own emotions
We don't need to solve everything in one conversation - repair is ongoing
Claiming your "no" is as sacred, if not more sacred, than your "yes"
Community is not about being with people exactly like you - it's about having agreements that allow for safe connection across differences
The gender binary harms everyone - for some it's annoying, for others it's fatal
⏰ Episode Highlights
[01:43] Rachel shares the story of reparative connection she had with Maz
[12:06] Strategies for leaders to address situations when things don't feel safe
[27:03] Guidance for participants when they experience discomfort in spaces
[37:59] Increasing equity and addressing queer tax for this year’s Trans Day of Visibility in the Money Healing Club
💌 Connect with Maz
Instagram @theemazshow
The Kindling Kind
The Maz Show on Substack
📚 RESOURCES MENTIONED
How to Hold Power: A Somatic Approach to Becoming a Leader People Love and Respect--30+ embodiment practices to empower your team and lead with intention by Pavini Moray PhD
"Disclosure", Documentary by Laverne Cox (Netflix)
Financial Activist Playbook by Jasmin Rashid
Ring Theory by Susan Silk
💬 JOIN THE CONVERSATION
Have you ever had to navigate a difficult conversation in a community setting? What helped you feel safe enough to engage? Click on the big orange button on our site right from your phone or browser and leave a voicemail sharing your experience with community/relational repair. https://www.moneyhealingclub.com/podcast
🎧 Your next listen: [H3]
S1 E12: 🏳️‍🌈Queer Finance & Anti-Capitalist Money Strategies with River Nice
💫 Use code PODCAST for 50% off your first month and start your money healing process! [H3]
https://www.moneyhealingclub.com/club
Full transcript: https://www.moneyhealingclub.com/podcast
🎙️We're a proud member of the Feminist Podcasters Collective where creators like me are uplifting diverse voices and driving meaningful change.