Money Healing Club Podcast
The Money Healing Club Podcast is a place to talk about the things we don’t say when we talk about money.
Answering questions about impulse spending, icky family dynamics, rebelling against consumerism, and more, Certified Financial Therapist, Rachel Duncan gives you compassionate, grounded advice and exercises to help you interact with money with less shame and more ease.
Get your money & emotions question answered in an upcoming episode here:
https://www.moneyhealingclub.com/podcast
Welcome to the softest place to land in personal finance.
Episodes

34 minutes ago
34 minutes ago
EPISODE SUMMARY Facing rejection after rejection in today's brutal job market? You're not alone and you deserve more than "just practice self-care" advice. In this episode of The Money Healing Club podcast, host Rachel Duncan teams up with career advancement coach Shannon Bowen to tackle a raw listener question: How do you keep your self-esteem intact when the job market keeps saying no? They dive deep into what's really going on in today's job market, why generic resumes don't cut it anymore, and how to stand out when hundreds of people are applying for the same position. Plus, they share unconventional income ideas, the power of getting hyper-specific about your strengths, and why the hiring process has become a trust-building exercise on both sides. 💬 "Your core value—you also have to find ways to feed your value. If you're not getting that external validation through a job and a job offer and all these things, you just have to work harder to feed that well of self-esteem."
KEY TAKEAWAYS
Get radically specific about your unique strengths instead of using generic phrases like "mission-driven professional"
Add statistics and proof points to every resume bullet point to build trust
Customize your cover letter like a love letter to each organization
Ask 3-5 friends: "What three words would you use to describe me?" Use their answers in your materials
Don't self-select out of jobs with 10-30% uncertainty. Interview to find out what's negotiable
Send thank-you notes after every interview (still matters!)
Consider charging for work product requests during interviews
Build a fallback plan with side income ideas that work for you
About Shannon Bowen
Shannon Bowen is a career advancement coach, job search strategist, and "salary whisperer" who helps professionals land jobs they love at salaries that support their actual lives. As CEO of Monsoon Leadership and co-president of AFP Advancement Northwest, she brings insider knowledge from years as a nonprofit C-suite leader. When she's not coaching clients through negotiations, she's DIY-ing her house, tending to 50+ houseplants, or planning her next foodie vacation.
⏰ EPISODE BREAKDOWN
03:00 | The Hard Truth About Today's Job Market Why the job search process has fundamentally changed and what hiring managers are really worried about
10:30 | Making Your Resume Actually Stand Out How to get specific, ditch the clichés, and use proof points to build trust from page one
18:00 | Fallback Plans That Aren't BS Practical side income ideas and why having your own thing matters for your mental health and wallet
25:00 | The Secret Weapon: Your Authentic Strengths How being hyper-specific about what makes you you attracts the right opportunities (and repels the wrong ones)
📚 RESOURCES MENTIONED • Episode 16 of The Money Healing Club podcast: Shannon's previous appearance on salary negotiation and networking • Monsoon Leadership, Shannon's coaching company: monsoonleadership.com 💬 Join the Conversation Have you been in a brutal job search? What strategies have actually worked for you? Or maybe you have your own money question you'd like Rachel and a guest expert to tackle? Click on the big orange button on our site right from your phone or browser and leave a voicemail about your job search experience or your burning money question: https://www.moneyhealingclub.com/podcast 🎧 Your Next Listen Episode 16: Salary Negotiation Secrets with Shannon Bowen 💫 Visit the Money Healing Club website to start your money healing process! https://www.moneyhealingclub.com Free Email Course: Curb impulse spending with compassion and mindfulness at moneyhealingclub.com/challenge Full transcript: https://www.moneyhealingclub.com/podcast 🎙️ We're a proud member of the Feminist Podcasters Collective where creators like me are uplifting diverse voices and driving meaningful change.

Friday Dec 12, 2025
Friday Dec 12, 2025
What if paying off debt faster isn't actually the goal? In this episode of The Money Healing Club, Rachel sits down with Haley and Justin Brown-Woods, the husband-wife team behind The Price of Avocado Toast, to reframe everything you thought you knew about debt. They discuss why the first step isn’t spreadsheets but childhood patterns, how the “whatever’s left” approach keeps you stuck, and why wealthy people don’t see debt as a moral failing. This conversation will challenge traditional ideas of being “responsible” with debt and may even strengthen your relationship in the process.
💬 "Debt happens to people more than people happen into debt. When folks first meet with us, they're so heavily rooted in this idea of 'I'm bad, I've caused this, and it's all my fault.'"
Key Takeaways:
The language we use about debt reveals deep shame - "I'm bad with money" puts all blame on ourselves, not systems
Your first credit card story (probably age 18-22) holds crucial clues about your current debt patterns
Paying minimums on everything for 1-2 months to get control beats chaotic "throw whatever's left" approach
Most people are paid bi-weekly but all budgets/bills are monthly - this mismatch creates the debt cycle
"Done" doesn't mean debt-free - it means making empowered decisions without fear or desperation
About Haley & Justin Brown-Woods: Haley and Justin Brown-Woods are Accredited Financial Counselors® and the voices behind Price of Avocado Toast, a platform dedicated to redefining what financial wellness looks like for everyday people. Together, they help individuals and families break the debt cycle, build sustainable money habits, and align their spending with their core values
⏰ EPISODE BREAKDOWN
03:00 | The Shame That Shows Up First Why clients worry you'll judge them as much as they worry about the cost
06:30 | Starting With Story, Not Spreadsheets Why their first session focuses entirely on childhood and life history
21:00 | The Free Pizza That Started It All Unpacking how we all got our first credit cards (and why we had no idea what we were doing)
26:00 | Why "Throw Whatever's Left" Keeps You Stuck How inconsistent debt payments feed the drama instead of solving it
32:00 | Debt Is Morally Neutral (Even the Founding Fathers Knew It) Why bankruptcy is actually the American way and wealthy people leverage debt as a tool
📚 Resources Mentioned
Price of Avocado Toast website
"The Psychology of Money" by Morgan Housel - history of consumer debt
Episode with Adrienne Hines on bankruptcy options
The Budgetnista - Tiffany Aliche
💬 Join the Conversation
What shame language do you use about your debt? Do you say "I'm bad with money" or "I got myself into this mess"? What was your first credit card story? The Money Healing Club podcast wants to hear how debt actually happened TO you: https://www.moneyhealingclub.com/podcast
🎧 Your next listen:
Listen to the No New Things Book Club episode on why we have so much stuff we don’t need.
💫 Visit the Money Healing Club website to start your money healing process! https://www.moneyhealingclub.com
Full transcript: https://www.moneyhealingclub.com/podcast
🎙️We're a proud member of the Feminist Podcasters Collective where creators like me are uplifting diverse voices and driving meaningful change.

Friday Nov 28, 2025
Friday Nov 28, 2025
What if the answer to overspending isn't willpower, but simply... buying nothing new for 30 days? Rachel chats with Angie Fitzpatrick on the Money Healing Club Podcast to discuss Ashlee Piper's book "No New Things: A Radically Simple 30-Day Guide to Saving Money, the Planet and Your Sanity." They explore why we have so much stuff we don't need, how the returns system is broken, and why borrowing your neighbor's rubber bands might be the key to building community. Plus: the surprising link between gratitude and impulse spending.
💬 "Only 2% of purchases were returned 25 years ago. Now we send back 3.5 billion products a year worth a trillion dollars. We are buying stuff that we're not even using, then we're sending it back."
Key Takeaways:
• Overconsumption affects your money, mental health, AND the environment simultaneously
• The average American has 300,000 things - no wonder we forget what we already have!
• Cultivating gratitude practice directly reduces impulse spending (backed by eco-psychologists)
• The SUPER acronym helps you find alternatives to buying new (Secondhand, Upcycling, Paying nothing, Renting)
• Tracking your triggers reveals the patterns driving your purchases
About Angie Fitzpatrick:
Angie is the program manager of the Money Healing Club community and returning podcast guest. You can catch Angie sharing about 🚺What the Wage Gap Doesn’t Tell You: The Hidden Financial Burdens Women Face
⏰ EPISODE BREAKDOWN
02:30 | What Makes This Buy Nothing Challenge Different
How Piper turns a simple challenge into a manifesto against hyper-consumption
08:00 | The Rubber Band Win: Community Over Commerce
Real stories of borrowing from neighbors and building unexpected connections
23:00 | The Trillion Dollar Returns Industry
How "no questions asked" returns spawned a reverse logistics nightmare
31:00 | Tracking Your Triggers
Identifying what drives you to shop and replacing it with actual joy
📚 Resources Mentioned
• "No New Things: A Radically Simple 30-Day Guide to Saving Money, the Planet and Your Sanity" by Ashlee Piper
• "The Serviceberry" by Robin Wall Kimmerer
💬 Join the Conversation
What's the ONE category you could commit to not buying new for 30 days? Holiday decor? Clothes? Food? What childhood hobby could you rediscover instead of shopping? The Money Healing Club podcast wants to hear your "no new things" commitment - click the big orange button to tell us your story: https://www.moneyhealingclub.com/podcast
🎧 Your next listen: Check out our episode on impulse spending to understand the emotional drivers behind the urge to buy. https://www.moneyhealingclub.com/podcast/s1e1-hn73w
Full transcript: https://www.moneyhealingclub.com/podcast
🎙️We're a proud member of the Feminist Podcasters Collective where creators like me are uplifting diverse voices and driving meaningful change.
![🛒 Why You Keep Impulse Spending—And How to Finally Stop [Rebroadcast]](https://pbcdn1.podbean.com/imglogo/image-logo/19702551/Podcast_cover_websize80mjb_300x300.png)
Friday Nov 14, 2025
Friday Nov 14, 2025
EPISODE SUMMARY
Do you ever find yourself shopping to feel better—then regretting it later? You're not alone. In this special 1 year anniversary broadcast episode of the Money Healing Club Podcast, Rachel Duncan, Certified Financial Therapist TM, tackles the #1 listener question:
💡 "How do I stop impulse spending when I’m emotional?"
🤑 Get My Free Mindful Spending Email Course!👉 moneyhealingclub.com/challenge
Inside this episode, we explore:✔ What impulse spending really is—and why it happens✔ The emotional triggers behind overspending (hint: it’s not just about “lack of control”)✔ How dopamine drives impulse purchases—and what to do instead✔ Practical strategies to replace impulse spending with healthier, feel-good habits✔ How to plan for “fun spending” without guilt or regret
📢 If you’re tired of impulse spending sabotaging your financial goals and making you feel crappy, this episode is for you!
⏰ EPISODE BREAKDOWN:
What Is Impulse Spending?Breaking down the psychology behind impulse buys.
Understanding the Emotional TriggersHow feelings like stress, boredom, and sadness drive spending.
What Is the Want Beneath the Want?Discovering the deeper emotional needs behind impulse purchases.
The Role of Dopamine in Impulse SpendingWhy your brain craves the rush of spending—and how to redirect it.
Replacing Impulse Spending with Healthy HabitsSimple swaps that still give you a dopamine boost without hurting your wallet.
Planning for Controlled Impulse SpendingHow to budget for fun—without guilt or financial setbacks.
The Long-Term Process of ChangeWhy breaking impulse spending habits takes time (and how to stay on track).
Community Support & ResourcesHow to find support & accountability on your mindful spending journey.
🎧 Your next listen:
S1 E10: ✍🏽 THE journal prompt for healing - Dear Money, what would you have me know?
💬 Join the Conversation!
☎️ When do you find yourself impulse purchasing? Leave us a voicemail on our website to share your thoughts: https://www.moneyhealingclub.com/podcast
🌟 Want more help?
💡 Start your money healing journey today! Hop on a waitlist for our next program https://www.moneyhealingclub.com/
🤑 Get my free email course on mindful spending: https://www.moneyhealingclub.com/challenge

Friday Oct 31, 2025
Friday Oct 31, 2025
Episode Summary
What if the way you've been taught to think about time and money is fundamentally wrong? On this episode of the Money Healing Club podcast, Rachel welcomes Becca Rich, a holistic time coach and self-described money disruptor, to explore how both time and money function as cyclical resources rather than linear commodities we trade.
Together, they unpack why seasonal planning feels safer than rigid schedules, how to build a life that doesn't require you to "earn your rest," and what menstrual cycles can teach us about sustainable planning. Becca brings systems thinking, somatic wisdom, and spiritual depth to challenge our capitalist conditioning around productivity and worth.
This episode includes a gentle discussion about menstruation and body-based timekeeping, skip ahead or lean in, depending on what feels right for you today.
💬 "Approaching anything in a linear way makes us less honest because anything linear is a lie. It's neglecting our true nature." — Becca Rich
Key Takeaways
Time and money are cyclical, not linear and understanding this shift can transform your relationship with both resources
The belief that "if you give, it will come back" can sometimes gaslight us into ignoring systemic inequalities
Procrastination doesn't exist, there are always valid reasons why we do or don't do things
Consistency is overrated; what we actually crave is self-trust and safety
Planning during low-energy phases (like menstruation or winter) sets you up for realistic success during high-energy times
Your body already knows what you need, muscle testing and somatic check-ins are powerful tools
About Becca Rich
Becca Rich is a holistic time coach who helps people unravel survival strategies that keep them overworking, overscheduling, and disconnected from their actual needs. With a focus on neurodivergence, capitalism's impact, and creative work, Becca brings a rare blend of systems thinking and somatic wisdom to conversations about time, productivity, and rest. Find her at https://www.beccarich.com/
⏰ Episode Breakdown
03:00 | The Musical Nature of Money & Time Exploring how cycles, rhythms, and repetition show up in our financial and temporal experiences.
08:00 | When "Giving Back" Becomes Gaslighting How the spiritual belief that money flows back can ignore capitalist systems that vacuum wealth upward and why your body knows the truth about enough.
18:00 | The Original Lie: Linear Thinking Why approaching time and money as linear resources spawns guilt, shame, hoarding, and the feeling of never having enough.
31:00 | Menstrual Cycles as Financial Planning Tools Breaking down the four phases (menstrual, follicular, ovulation, luteal) and what each season teaches us about when to start projects, be social, complete tasks, and rest.
42:00 | Fall as Grief: Why We Avoid the Harvest Examining our cultural addiction to spring/follicular energy and our resistance to autumn's call to complete, grieve, and prepare for rest.
📚 Resources Mentioned
1. Braiding Sweetgrass by Robin Wall Kimmerer
2. The Financial Activist Playbook by Jasmine Rashid
3. The Art of Money by Bari Tessler
💬 Join the Conversation
What cycles do you notice in your own relationship with time or money? Does thinking about these resources cyclically open up more spaciousness for you? Click the big orange button on our site and leave me a voicemail, I'd love to hear what this brings up for you: moneyhealingclub.com/podcast
🎧 Your Next Listen
Episode: Financial Activism with Jasmine Rashid
💫 Use code PODCAST for 50% off your first month and start your money healing process!
moneyhealingclub.com/club
Full transcript: moneyhealingclub.com/podcast
🎙️We're a proud member of the Feminist Podcasters Collective where creators like me are uplifting diverse voices and driving meaningful change.

Friday Oct 17, 2025
Friday Oct 17, 2025
What happens when you actually delete the apps? After the last episode of the Money Healing Club podcast with Amelia Hruby about social media and money, listeners are sharing their own stories of breaking free from the scroll. In this special voicemail episode, hear from Tamara Mendelson (coach and educator) and Shae Shaw (the Party Poet) about their journeys off social media, the grief that comes with leaving, and the surprising ways their lives have opened up. Rachel also shares practical tips for what to do with all that time you're not doom-scrolling.
"I cannot be alarmed to be alive anymore. Everything on social media is a sell, is selling you something. My social now is a bird app - I listen to the birds and I love it." - Shae Shaw
Key Takeaways:
Leaving social media is a process with real costs and benefits - it's not just willpower
Every "no" needs a "yes" - replace social media time with something intentional
Revisit hobbies you loved as a kid to find non-numbing outlets
If family uses social media to stay connected, find alternative ways (WhatsApp, Marco Polo, voice memos)
Business owners face unique challenges with platform restrictions on web versions
Featured Voices:
Tamara Mendelson - Educator, writer, positivity mentor and divorce coach (tamara.mendelson@gmail.com)
Shae Shaw - The Party Poet (partypoet.love)
EPISODE BREAKDOWN
02:00 | Tamara's Question: Quick Fixes That Add Joy What else can you do besides leaving social media to spend less and feel better?
04:45 | Rachel's Answer: Rediscover Your Kid Self How childhood hobbies reveal what brings you authentic joy
10:00 | Shae's Declaration: "I Cannot Be Alarmed To Be Alive" A poet's righteous rebellion against the attention economy
13:00 | The Business Owner's Dilemma Why it's so hard to be halfway in when platforms restrict web access
Resources Mentioned
"Your Attention Is Sacred Except on Social Media" by Amelia Hruby
Join the Conversation
What's YOUR social media story? Are you fully in and loving it? Halfway out? Totally off the grid? What's the most random thing you bought because social media convinced you it was a problem you needed to solve? The Money Healing Club podcast wants ALL the stories - click the big orange button: https://www.moneyhealingclub.com/podcast
Your next listen:
Go back to Episode 32 with Amelia Hruby for the full deep dive on attention, social media, and impulse spending.
Use code PODCAST for 50% off your first month and start your money healing process! https://www.moneyhealingclub.com/club
Full transcript: https://www.moneyhealingclub.com/podcast
We're a proud member of the Feminist Podcasters Collective where creators like me are uplifting diverse voices and driving meaningful change.

Friday Oct 03, 2025
Friday Oct 03, 2025
EPISODE SUMMARY
What if the real problem isn't your spending habits, but where your attention goes? In this episode of the Money Healing Club Podcast, Rachel chats with Amelia Hruby, author of "Your Attention Is Sacred (Except on Social Media)," to unpack the hidden connections between social media addiction and impulse spending. They explore why the "attention economy" is built on a false premise, how algorithms are literally designed to extract money from us, and why leaving social media might be the most powerful money hack you've never tried. Plus: what tomatoes and radishes can teach us about cultivating attention.
"Nobody will value your work more than you do. The fastest money hack I have to offer is get off of social media because you will see less stuff, so you will want less stuff, and you will buy less stuff."
Key Takeaways:
The attention economy treats your attention as scarce when it's actually infinite and expansive
Social media is designed to convince you of problems you didn't know you had - that purchases can solve
Hyper-personalized advertising knows exactly when you're vulnerable and exactly what to sell you
Leaving social media can dramatically reduce impulse spending without willpower
Start small with pleasure-based practices rather than restricting your "worst" habits
About Amelia Hruby: Amelia Hruby is a feminist writer, podcaster, and producer with a PhD in philosophy. She's the founder of Softer Sounds Podcast Studio and host of Off The Grid, a podcast about leaving social media. Her new book "Your Attention Is Sacred (Except on Social Media)" comes out in October 2025.
EPISODE BREAKDOWN
04:00 | What's Wrong With The Attention Economy? Breaking down how attention became a commodity and why that's fundamentally flawed
12:00 | The Etymology of Attention Why "stretching toward" reveals attention as infinite, not scarce
26:00 | The Toxic Relationship Revelation Amelia's breakthrough moment that led her to quit social media
35:00 | The Direct Link Between Social Media and Spending Real examples of purchases we didn't need until algorithms told us we did
47:00 | Five Principles for Gardening Your Attention From exploring what's present to lingering with what's regenerative
Resources Mentioned
"Your Attention Is Sacred (Except on Social Media)" by Amelia Hruby
Off The Grid podcast - Amelia's show about leaving social media
Jaron Lanier's "Ten Arguments for Deleting Your Social Media Accounts Right Now"
"The Social Dilemma" documentary
Softer Sounds Studio - Amelia's podcast studio
Join the Conversation
What's your relationship with social media right now? What is it giving you, and what is it taking away? Have you tried leaving social media, and what surprised you about the experience? The Money Healing Club Podcast wants to hear your story - click the big orange button: https://www.moneyhealingclub.com/podcast
Your next listen:
Check out our last episode with Sarah Mac on raising your rates to explore more about making intentional choices with your business and money.
Use code PODCAST for 50% off your first month and start your money healing process! https://www.moneyhealingclub.com/club
Full transcript: https://www.moneyhealingclub.com/podcast
We're a proud member of the Feminist Podcasters Collective where creators like me are uplifting diverse voices and driving meaningful change.

Friday Sep 19, 2025
Friday Sep 19, 2025
EPISODE SUMMARY
What's your stickiest money block? For many entrepreneurs and service providers, it's raising rates - even when we know we deserve more. In this episode of the Money Healing Club Podcast, Rachel(Certified Financial Therapist) speaks with Sarah Mac, money witch and business strategist, to tackle a listener's question about overcoming self-worth issues and cultural conditioning around charging what you're worth. They dive deep into the emotional blocks that keep us small, practical strategies for pricing with confidence, and why being uncomfortable might mean you're doing it right.
"Nobody will value your work more than you do. You have to be able to lead with that. You have to be able to celebrate yourself, and if you can't do that, don't expect other people to have the confidence to invest in you."
Key Takeaways:
Cultural conditioning (especially British "don't boast" mentality) creates deep blocks around money
Confidence comes through evidence and taking action, not just thinking about it
Your discomfort when raising rates often signals you're on the right track
Being a "permission slip" for others helps reframe individual pricing decisions as cultural change
You can't help everyone - and trying to often means helping no one well
About Sarah Mac: Sarah Mac is a creative brand strategist, money witch, and business astrologer who helps magical entrepreneurs have six-figure years. She's the author of "The Six Figure Creative" and host of the Creative Magic Club podcast, originally from the UK and now living in Los Angeles.
Reach out to Sarah Mac:
withsarahmac.com | Instagram | Substack | LinkedIn | Facebook
EPISODE BREAKDOWN
04:00 | The Post-It Note Strategy - Sarah's simple method for conditioning yourself to higher income goals
08:00 | Finding Your Stretch Number - How to identify pricing that feels exciting but believable
12:30 | Cultural Blocks: The British "Don't Boast" Problem - Why cultural conditioning makes money conversations extra challenging
18:00 | Becoming Your Own Best Client - The fastest path to confidence in your pricing and services
Resources Mentioned
"The Six Figure Creative: Heal Your Relationship With Money Doing Work You Love" by Sarah Mac
Creative Magic Club podcast - Sarah's show on pricing, money, and using astrology in business
Join the Conversation
Are you struggling to raise your rates? What cultural or family messages are holding you back from charging what you're worth? The Money Healing Club Podcast wants to hear your story! Click the big orange button and leave a voicemail: https://www.moneyhealingclub.com/podcast
Your next listen:
For more insights on the deeper emotional work behind money blocks, check out our episode with Bari Tessler, the godmother of financial therapy,
Use code PODCAST for 50% off your first month and start your money healing process!
https://www.moneyhealingclub.com/club
Full transcript: https://www.moneyhealingclub.com/podcast
We're a proud member of the Feminist Podcasters Collective where creators like me are uplifting diverse voices and driving meaningful change.

Thursday Sep 04, 2025
Thursday Sep 04, 2025
EPISODE SUMMARY
What does it take to pioneer an entire field? In this episode of The Money Healing Club Podcast, Rachel sits down with Bari Tessler, the woman who literally invented financial therapy 25 years ago, just before Bari steps into a well-deserved sabbatical. They dive deep into why therapists weren't taught about money, how somatic psychology saved Bari's life, and what your Enneagram type reveals about your money patterns. This is a rare glimpse into the mind of a true trailblazer who transformed how we think about money and healing.
"The doorway of money leads to all of those other things... our sense of value and worth, how we communicate, how we don't, our sense of self, intimacy. It really touches everything."
Key Takeaways:
Therapists need their own money work before they can ethically help clients with theirs
Financial therapy addresses both micro (personal) and macro (systemic) money issues
Your Enneagram type reveals predictable patterns in how you handle money
Money work is a "trailhead" that leads to deeper healing and wholeness
Making money practices sensory-rich helps heal financial trauma
About Bari Tessler: Bari is the founder of financial therapy as we know it today. Her bestselling books "The Art of Money" and "The Art of Money Workbook" have guided thousands through money healing. After 25 years of teaching, she's stepping into sabbatical to answer a new calling.
EPISODE BREAKDOWN
02:30 | Why Therapists Aren't Taught About Money The shocking gap in mental health training and why it's ethically negligent
08:30 | From Somatic Psychology to Money Work How body-based therapy became the foundation for financial healing
16:00 | Micro vs Macro: Both Matter Why individual money work AND systemic change are both essential
25:30 | Your Enneagram Type & Money Patterns How personality drives predictable financial behaviors and blind spots
32:00 | The Red Phone in the Desert Bari's mysterious calling away from financial therapy after 25 years
Resources Mentioned
"The Art of Money" by Bari Tessler - The foundational text of financial therapy
"The Art of Money Workbook" by Bari Tessler - Interactive companion guide
"The Enneagram Guide to Waking Up" - Rachel's current read on personality and growth
Join the Conversation
What's your Enneagram type and how do you see it showing up in your money life? Have you noticed patterns that Bari described? Click the big orange button and share your insights: https://www.moneyhealingclub.com/podcast
Your next listen:
Dive deeper into body-based money work with our chakras episode featuring Jessica Boots
Use code PODCAST for 50% off your first month and start your money healing process! https://www.moneyhealingclub.com/club
Full transcript: https://www.moneyhealingclub.com/podcast
We're a proud member of the Feminist Podcasters Collective where creators like me are uplifting diverse voices and driving meaningful change.

Friday Aug 22, 2025
Friday Aug 22, 2025
EPISODE SUMMARY
Here we go with the #2 most common word I hear about money: AVOIDANCE. (Remember what the #1 is? That's right: SHAME). Do you avoid your money like… the plague? or more accurately, the GYM?? Let's go deeper.
In this episode of The Money Healing Club Podcast, Rachel responds to a listener question about the lifelong habit of retreating from money tasks — even when you know you’ll feel better afterwards.
Rachel unpacks why money avoidance is such a common (and understandable) coping strategy, what it has to do with trauma responses, and how to gently shift the pattern. From nervous system safety to body doubling to internal family systems (IFS), Rachel shares compassionate tools for learning how to stay with your money — even when it feels hard.
KEY TAKEAWAYS
Avoidance isn’t laziness — it’s your body’s way of saying, “i just can't. it's too much right now.”
Capitalism profits from our disconnection (late fees, overdrafts, interest charges).
Money avoidance is often a mix of trauma responses: fight, freeze, flight, fawn, flop, fib.
Safety comes first in trauma healing: sometimes you need community or body doubling to signal “this is okay.”
Internal Family Systems (IFS) helps you meet the parts of you that avoid money with compassion, not criticism.
Small, doable tasks + no-cost celebrations (walk, disco dance, doodle) can shift the cycle.
RESOURCES MENTIONED
1. Past episode with Sydney Harbosky on tapping for accessible money-safety.
2. Focusmate → virtual body-doubling tool with a generous free tier
3. Money Healing Club Membership → Join us with weekly live conversations and private community.
4. One-on-one IFS-informed money work with Rachel → Apply here.
💬 JOIN THE CONVERSATION
How can you re-frame your avoidance as an invitation to connect with a stuck part? Click on the big orange button on our site right from your phone or browser and let me know [specific question related to episode] https://www.moneyhealingclub.com/podcast
🎧 Your next listen:
S2 E22:👉🏽You can choose to deeply love and accept yourself: Tapping for money healing w/ Sydney Harbosky
💫 Use code PODCAST for 50% off your first month and start your money healing process!
https://www.moneyhealingclub.com/club
Full transcript: https://www.moneyhealingclub.com/podcast
🎙️We're a proud member of the Feminist Podcasters Collective where creators like me are uplifting diverse voices and driving meaningful change.




